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Someone collides into your car

If someone collides into your car and no one is injured you no longer need to report to the police.

You must exchange particulars (the registration number and details of insurance of the other vehicle) and report the accident to your insurance company using a Form that is available from police posts and insurance companies (General Insurance Association of Singapore Form). If you are not satisfied with the settlement of the claim by the insurance company, you may request the Insurance Ombudsman Bureau to review the claim.

However, you must report to the police when the accident

results in injury

involves a government vehicle (QX or MID number plate)

involves a foreign vehicle

involves a pedestrian or cyclist (even when no one is injured)

Sometimes, you may wish to file a claim against the party who damaged your car. This may arise when your insurance contract does not cover (or does not cover adequately) the damage caused to your car or you may wish to preserve your no claim bonus.

You may wish to consult your lawyer for advice. Your lawyer will write to the other party and his insurance company to lodge a claim. He will try to negotiate a settlement to your claim. If no settlement is reached, your lawyer may file a claim in Court to recover your losses.

You can see a sample of a claim below.

 

WRIT OF SUMMONS

IN THE SUBORDINATE COURTS OF THE REPUBLIC OF SINGAPORE

DC Suit No 228822 of 2000

BETWEEN

LOH KIM SEONG
(NRIC No. S2552114G)

....Plaintiff

AND

TAN LOH KIM
(NRIC No. S2575514G)

....Defendant

To
The DEFENDANT
TAN LOH KIM
of No. 28 Robin Road
Singapore 546268

THIS WRIT OF SUMMONS has been issued against you by the abovenamed Plaintiff in respect of the claim endorsed herein. Within eight days after the service of this Writ on you, counting the day of service, you must either satisfy the claim or cause an appearance to be entered for you and in default of your so doing the Plaintiff may proceed with the action and judgment may be entered against you without further notice.

Dated this 17th day of October 2000.

Solicitors for the Plaintiff ..........................................Deputy Registrar
................................................................................Subordinate Courts

__________________________________________________________________

NoteThis Writ may not be served more than 6 calendar months after the above date unless renewed by order of Court.

The Defendant(s) may enter an appearance(s) either personally or by a solicitor at the Registry of the Subordinate Courts.

 

 

STATEMENT OF CLAIM

1. At all material times, the Plaintiff is the owner of motor vehicle registration no. SAC 9399L (Vehicle A). The Defendant is the owner of motor vehicle no. SCB 5889N (Vehicle B).

2. On or about 17 December 1999 at about 2.30 pm the Plaintiff was driving Vehicle A on Farrer Road towards Adam Road behind a truck, registration no. YG 9764X, when it stopped suddenly compelling the Plaintiff to stop to avoid colliding into it. At that moment, Vehicle B driven by the Defendant collided into the rear to Vehicle A.

3. The said collision was caused by the negligence of the Defendant.

PARTICULARS OF NEGLIGENCE

(a) Failing to keep any or any proper look-out for Vehicle A;

(b) Driving at an excessive speed in the circumstances;

(c) Failing to keep a safe distance from Vehicle A;

(d) Colliding into Vehicle A;

(e) Failing to stop, swerve, slow down or otherwise avoid the said collision.

 

4. By reason of the Defendant's negligence, the Plaintiff has suffered loss and damage.

PARTICULARS OF LOSS AND DAMAGE

(a) Cost of repairs .......$4,806.20

(b) Survey fee ...............$ 125.00

(c) Search/police fees ...$ 88.00

................$5,019.20

AND THE Plaintiff claims:-

1. Damages;

2. Interest thereon at such rate and for such period as the Court deems fit

3. Costs.

4. Any other relief as the Court deems fit.

Dated 15th July 2000

 

 

SOLICITORS FOR THE PLAINTIFF

 

 

All information for general knowledge only
Please see your lawyer if you wish to act on them

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